October 16, 2014

Tender Retail’s Solution Allows Retailers To Use iPhone 6 Apple Pay Function

With its payment solution and vast expertise, Tender Retail is equipped to help retailers carry out their mobile payment strategies, including Apple Pay

Montreal, October 16, 2014 – Tender Retail, a division of IT leader ACCEO, is pleased to inform North American retailers that its MCM payment solution is compatible with the Apple Pay contactless payment function, integrated with the brand-new iPhone 6.

Several million iPhone 6 devices have been sold worldwide since the first weekend following the smartphone’s launch. In addition, the Apple Pay function has generated much interest among consumers and retailers. With this in mind, merchant-users of Tender Retail’s MCM solution will be glad to know that they will be able to accept Apple Pay payments with the great majority of contactless devices available on the market and supported by Tender Retail.

In MCM, an Apple Pay payment is processed just as any other contactless payment would be. Thus, merchants with a Tender Retail MCM Value Add Contactless licence are covered and will not incur additional costs to accept Apple Pay transaction processing. Moreover, Apple Pay is compatible with MCM in both EMV (chip card) and MSD (magnetic strip) mode.

MCM middleware is used by retailers as the crucial communication interface between the point of sale and the transaction processor. With its cutting-edge technology, the solution is already used for contactless payment and has enabled several thousand of points of payments to accept Apple Pay, making Tender Retail a leader in the industry. This, together with the company’s status as an NFC (near-field communication) pioneer, ensures that Tender Retail has the expertise necessary to help businesses implement contactless payment solutions in a cost-effective and efficient manner.

“Since 2005, Tender Retail has been involved in the implementation of MasterCard PayPass and Visa PayWave payment methods,” says Michael Loftus, Senior Manager, Product and Partner Relations at Tender Retail. “Since then, we have helped numerous high-profile North American organizations adopt contactless EMV payment. We thus have the skills needed to support businesses that want to use this technology or move from MSD to EMV.”

As things currently stand, Apple Pay will be available to holders of major credit cards (American Express, MasterCard, and Visa) issued by the main American banks. For now, any consumer who wishes to register for Apple Pay must have a U.S. iTunes account and a credit card issued in the United States.

About Tender Retail:

A division of ACCEO, Tender Retail provides innovative and secure payment solutions which have made it an industry leader since 1985. It was the first business to adopt EMV standards in North America. It was also the first to roll out a complete encryption solution for merchants in an integrated payment environment. Tender Retail’s software is integrated into the cash registers of multiple well-known merchants in Canada and the United States. For more information, please go to tender-retail.acceo.com.


Leading IT company ACCEO specializes in the design, implementation, integration, and support of management software; e-business development; and payment, professional, and technical services. ACCEO, which is currently experiencing an active growth phase, boasts nearly 1000 employees, approximately 55 000 clients, and annual revenues of over $100 million. For more information, please go to www.acceo.com.


Jessie-Kim Malo
Senior Consultant Simard Hamel Communications
514 287-9811, ext. 25

André Desjardins
Marketing Manager, Shared Services ACCEO
514 288-7161, ext. 3586