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The use of EMV cards throughout Asia

With 70 percent of the world’s consumers now using EMV-enabled cards, the growth of these high-security cards has been constant. But with contactless payments becoming more (…) Read more

Fintech increases mobile payments in Africa

The rapid growth of financial technology, or fintech, is mainly due to the industry’s adoption of innovative technologies in western countries. In order to continue this growth, (…) Read more

Understanding Point of Sale Malware in cyber crime prevention

Where there is money, there are hackers. Since their very existence, credit cards have attracted cybercriminals who have devised arrays of means and ways to steal data on the (…) Read more

New vehicles are being equipped with in-car payment technology

The series of innovations in the payment industry is rolling on and on. As automakers are partnering with card networks and retailers to equip vehicles with in-car payment (…) Read more

Micropayment: A business model that can be viable if structured properly

Entering new markets has become a simplified process nowadays. Thanks to the Internet and technological innovations, payment modes for goods and services have also undergone (…) Read more

Cloud-based mobile payments are transforming your devices into e-wallets

Cloud-based mobile payment is gaining momentum across the world. Technological innovations are now offering customers the full suite of capabilities as devices are being (…) Read more

North American mobile payment trends to look for in 2017

With major advancements in mobile payment technology, more people are finding out about the convenience of mobile payment solutions. Smartphones have taken retail payments to a (…) Read more

European Central Bank will enable mobile number-based payments by 2018

Is it possible to make a payment the same way you make a phone call? Just using the recipient’s number, you could send them money. This is already possible, and the European (…) Read more

Increase in the use of mobile payments in Asia

Mobile payment options are the growing trend in many Asian countries. With the increase in smartphone use in third-world Asian countries and an ever-increasing selection of mobile (…) Read more

Middleware software solutions and the changing US payment landscape

Any retailer using an integrated POS system has likely faced, at some point in time, the decision of selecting a middleware software solution provider. This is especially true in (…) Read more

Mobile payment: Paylib extends its services following partnership with BPCE Group

Paylib, the French e-wallet, is diversifying its customer services after partnering with the Banque Populaire and Caisse d’Epargne (BPCE) Group, the second largest banking group (…) Read more

Biometrics represents the key to safer mobile payments in the future

It is not some outlandish project. Biometrics does represent the future of the payment industry, imposing itself as the safest method possible. Indeed, what can be more secure (…) Read more

Why aren’t organizations developing payment acceptance in-house?

Historically, integrating payments in a POS system was relatively easy. The basic requirements were to read a payment card’s magnetic stripe, format a message and send it to the (…) Read more

Social media platforms give prominence to digital wallets

The advent of the digital wallet is being largely influenced by discussions on social media. The 2017 Digital Payments Study led by MasterCard concluded that social media (…) Read more

Valid reasons for adopting mobile payments without fear

The fear of becoming a victim of mobile payment fraud restrains many shoppers from purchasing from their mobiles. Admittedly, there have been occurrences of data breaches at (…) Read more

Payment processing: Learning from the ups and downs of 2016

Payment processing in 2016 made a great leap, largely thanks to technological advances. The transition to Europay, Mastercard, and Visa (EMV), as well as the behavior of (…) Read more

Fraudsters go online as EMV reduces card fraud

With the advent of the EMV chips in credit and debit cards, fraudsters are being forced to look elsewhere. While it may be a little annoying having to wait for the terminal to (…) Read more

Compatibility is the key for new mobile payment apps

With an increase in the use of mobile payments in the United States, new mobile payment apps are popping up. But many developers are not thinking about integration with all the (…) Read more

Mobile payments predicted to increase drastically in 2017

The industry leaders in marketing news and mobile payment trends are predicting that mobile payments will finally gain some long-overdue momentum this year. The movement towards (…) Read more

Mobile payment imposes itself as the new trend in a cashless society

It was predicted that mobile payments would be outrunning other modes of payment. It is indeed witnessing a consistent boom: by the end of 2016, there were more than four hundred (…) Read more

Retailers in mobile payment dilemma

Apple Pay and Samsung Pay are well-established as mobile payment methods in the marketplace. However, since their introduction there has only been a slow rise in their use by the (…) Read more

Dispelling the security myths around contactless cards

Contactless payment is surrounded by myths about its security. Many consumers, not well-versed with this mode of payment, are wary of adopting it. Yet with the technology (…) Read more

Retail payment secured through combination of numerous features

The retail industry is committed to securing consumer information during transactions. This is done thanks to innovations in payment security technology. Read more

Digital payments open to major security risks in India

In one of the biggest third-world countries, India, digital payments still have no legislation or infrastructure to govern them. This leaves any form of digital payment open to (…) Read more

Is near field communication the future of data storage?

Near field communication (NFC) has become one of the mainstream payment solutions for today’s consumer. NFC technology is fast becoming the standard in tablets and smartphones. (…) Read more

Four absolute trends for payment processing

The growth of digital payment has shown how fast the payment industry is evolving. Apple Pay, Samsung Pay and others (…) Read more

Digital wallets start weighing heavier than bulging wallets

We may no longer have to walk around with cash bulging in our wallets. It is predicted that in the near future, digital wallets will end up replacing other types of payments. (…) Read more

Arming your business against sensitive data breaches 

An ever-increasing amount of Personally Identifiable Information (PII) is being stored online. Global cloud security needs to be able to protect that data from malicious theft. Is (…) Read more

Secure payments: Beating credit card fraud

Whether it is online, over the phone, or in a store, everyone wants to be sure that their card information is secure. Point-to-point encryption (P2PE) is the industry standard to (…) Read more

Tokenization: Securing data with random numbers

With more people using cards for purchases, added security is a must for the card issuers. Tokenization is an innovative system that makes data in credit and debit cards more (…) Read more

Secure Communication Prevents Eavesdroppers

End-to-end-encryption (E2EE) is the most secure method of sending messages over the air. It is a technology that means no-one, not even the government, should be able to access (…) Read more

The use of EMV technology expected to spike in 2017

There is no escape. Adopted nationwide in the United States on the 1st of October 2015, Europay/ MasterCard/ Visa (EMV) cards is here to stay. It has started replacing the old (…) Read more

Decoding the EMV technology and liabilities

Magnetic stripe cards are getting outdated as the world is shifting to chip cards. Europay/ MasterCard/ Visa (EMV) technology has already established itself as an innovative (…) Read more

Smart credit cards: The future of card security

With the innovative technology introduced by EMV where the chip is embedded into most credit cards, point-of-sale purchases became more secure than ever before. Now, with a new (…) Read more

EMV-enabled cards are taking over worldwide

With the increase in credit card fraud, more and more people are starting to use microchip-enabled cards to help secure their personal data. EMV-enabled cards are the future of (…) Read more

Safety netting against fraudulent online transactions

The percentage of fraudulent online attacks in the United States is swelling at an alarming rate. It is estimated that since October 2015, the rate increased by 11%, mirroring a (…) Read more

EMV: Safety and ease of use for retailers and consumers

The use of bank cards has always brought about fraud worries and convenience issues. Europay/ MasterCard/ Visa (EMV) chip cards are revolutionizing the payment industry in the (…) Read more

Merging technology and principles in fighting cybercrime

The advent of new technologies in terms of modes of payment has entailed a rise in the rate of financial frauds as well. A recent study established that over 2,000 data breaches (…) Read more

Worldline comes to support mobile payment through Cloud technologies

Worldline, one of the European leaders in the payment and transactional services industry, has partnered with Visa to run in-house its Cloud-based Payments solution. As such, the (…) Read more

The importance of using a Digital Wallet

Should you own a smartphone, you could almost certainly pay for things with a swipe of your phone known as electronic or digital wallet. If you are not yet the owner of one, (…) Read more

Five reasons why businesses must accept mobile payments

Nowadays many customers use their smartphone or tablet for making payments. Businesses will have to adapt to this system as it has various advantages. Read more

EMV: Tips to win the uphill battle

EMV helps prevent instances of card-present fraud by using a microchip to authenticate the card or cardholder. Since October 2015, retailers, and not payment networks, are liable (…) Read more

More and more hackers are coveting Point-of-Sale systems

Attacks are multiplying against Point-of-Sale (POS) systems. Hackers view this payment system as easy targets. The reason behind is that POS systems have relatively old security (…) Read more

Mobile POS Market Expects 38% Boost by 2024, NFC Seen to Top the List

As the need for payment solutions in many industries arises, mobile technology becomes a huge role player in connecting retailers and customers. Mobile Point-of-Sale market is one (…) Read more

EMV conversion: Neither security nor convenience sacrificed

Transition towards Europay Mastercard Visa (EMV) payment has entailed an inevitable tug of war between security and convenience. Both retailers and customers are seeking these two (…) Read more

Chip Cards: A semi-satisfactory first birthday

One year after its launch in the US, the EMV card threw a wrench into counterfeit card fraud which declined by over 50 percent. But while the chip-and-pin is giving a hard time to (…) Read more

Mobile Payments and mPOS: Express and easy checkout

Mobile phones with their texting and video chat applications, have definitely taken over our means of communication. Thus, mobile wallets and mPOS come as no surprise to modern (…) Read more

Card payment technology has rapidly evolved from the old magnetic strip cards to incorporate chip and PIN technology, making them more secure for card present transactions. All (…) Read more

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